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Merger Update: Member One is rebranding to Virginia Credit Union in 2026.

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All VACU locations closed on 07/04. Learn more.

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Worry less, live more

With a personal loan, you can rest easy knowing whatever you need is taken care of. Rates as low as  7.74%.?

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For a limited time, finance your mortgage through Virginia Credit Union and we'll give you $500 towards your closing costs.?

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Thinking about buying a car? Time to start test driving with auto loan rates as low as  4.99%.?

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Banking with a personal touch.

When you join Virginia Credit Union, you become a member and owner of the financial cooperative. Earnings are returned to you through a broad range of convenient services, attractive rates, lower fees, and more. We’ve got local member support with 23 branches in central Virginia for all your financial needs.

Low Fees
Better Rates
Local Support
VACU online banking website and mobile app

Banking at your fingertips.

Whether you're at home or on-the-go, easily manage and access your funds with our online banking and mobile app.

Become a member today.

Joining the credit union is easy. Apply online, or join in-person at one of our local branches.

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How Chores Can Help Kids Build Money Skills

Explore how chores can be a pathway to financial literacy and lifelong money management skills. We’ve got actionable tips and age-appropriate chore ideas to help your child understand earning, saving, and budgeting.

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Jobs at Virginia Credit Union

We're hiring across all departments! Start a career at a place that values and rewards its employees.

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